Your Dream Home Awaits

Finding your perfect home should be exciting, not stressful. With our expertise and dedication, we’ll guide you every step of the way to make your home-buying journey smooth, enjoyable, and unforgettable.

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We'll find the home,

You'll write the stories

Every move is personal. For some, a home is refuge; for others, a portfolio play. Across Panama City, Panama City Beach, and nearby communities—from St. Andrews and Lynn Haven to Inlet Beach and 30A—we start by listening. We outline options, explain trade-offs plainly, and build a plan you can act on.

Buying or selling, we price with local data, craft marketing, and negotiate terms that protect your bottom line. We coordinate lenders (or introduce trusted options), schedule inspections and appraisals, track title and HOA items, and keep you updated same day. If renting is part of your path, we place tenants and manage repairs with vetted pros. After closing, support continues with utility guidance, vendor referrals, and checklists that make settling in simple.

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cal us at: 850.235.0578

From Dream to Doorstep

We’ve Got You Covered

Buying a home is one of life’s biggest decisions, and we’re here to make it as smooth and exciting as possible. Whether it’s your first home or your forever home, we’ll make sure you feel confident every step of the way.

Consultations

We take the time to understand your unique needs and preferences, ensuring we find homes that match your lifestyle.

Local Knowledge

Benefit from our extensive knowledge of the Panhandle Market to make informed decisions.

Exclusive access

Gain access to exclusive listings not available to the public, giving you a competitive edge in the market.

Best Deals

We negotiate tirelessly on your behalf to secure the best price and terms for your investment.

Support

From the initial search to the closing table, we guide you through every step to ensure a smooth experience.

Assistances

Our service continues after closing, connecting you with local resources to help you settle into your new home.

Area guides

Find it all,
close to home

Discover the neighborhoods that match your lifestyle. From vibrant cityscapes to tranquil retreats, our local expertise helps you find the perfect place to call home.

Start exploring

Amazing Success Stories

From First Steps to Closing Day

No matter your situation, we believe there's always a solution. Our #1 priority is making sure that you walk away with a result you're thrilled with. Anything less? Forget it.

Work with us
Read More Stories
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"Zack has been Amazing to deal with while selling my commercial property. He has been very knowledgeable and have kept me up to date with what is going on. I would highly recommend him and i will use him again in the future!"
"We had the absolute best experience working with Zack Seltzer of Seltzer Real Estate in Panama City Beach. Zack is hands-down the best realtor we have ever worked with. He is prompt, organized, and incredibly responsive, which immediately gave us confidence throughout the process. What truly set Zack apart was how well he listened. As we toured the homes we had selected, he paid close attention t
"Zack and his team are wonderful to work with!"
"Zack was fantastic. Buying from out of state was daunting but Zack’s responsiveness and dedication made it a breeze. He is always willing to go the extra mile, took us on multiple video walk throughs, chased down answers to all of our questions and proactively reached out with useful information the whole way through the process. He is the Realtor you have been looking for :)"
"If you want an agent who provides support beyond just the sale transaction, Zack Seltzer is the best! When I was stressed, he offered guidance and reassurance. His knowledge of the market, his communication with keeping me informed about every development, his genuine care & dedication, helped me make informed decisions every step of the process. Thanks so much Zack!"
"From “for sale” to “sold” in two weeks—thank you Zack Seltzer for guiding us to our new home!"
"The best realtor in Bay County! I could write a 1000 word essay about how great Zack is but we will just keep it short with 5 stars!!"
"Chandler and Zack at Seltzer Realty were exceptional in all phases of the house buying process. Chandler was extremely accommodating to our schedule when it came to looking at houses. We were on a limited time frame from out of state and he worked with us to meet our needs. After Chandler helped us find our dream home, he was on top of every detail, keeping us abreast of every detail, every docume
"Excellent service, very responsive and answered all my questions every time I texted."
"Team Seltzer! Zack and his team made this a seamless and easy process, brought a buyer and closed under 30 days!! From selling my house to purchasing a new lot, I could not have asked for a better team. Thank you Team Seltzer Jared Gorman"
"Zack has been Amazing to deal with while selling my commercial property. He has been very knowledgeable and have kept me up to date with what is going on. I would highly recommend him and i will use him again in the future!"
"We had the absolute best experience working with Zack Seltzer of Seltzer Real Estate in Panama City Beach. Zack is hands-down the best realtor we have ever worked with. He is prompt, organized, and incredibly responsive, which immediately gave us confidence throughout the process. What truly set Zack apart was how well he listened. As we toured the homes we had selected, he paid close attention t
"Zack and his team are wonderful to work with!"
"Zack was fantastic. Buying from out of state was daunting but Zack’s responsiveness and dedication made it a breeze. He is always willing to go the extra mile, took us on multiple video walk throughs, chased down answers to all of our questions and proactively reached out with useful information the whole way through the process. He is the Realtor you have been looking for :)"
"If you want an agent who provides support beyond just the sale transaction, Zack Seltzer is the best! When I was stressed, he offered guidance and reassurance. His knowledge of the market, his communication with keeping me informed about every development, his genuine care & dedication, helped me make informed decisions every step of the process. Thanks so much Zack!"
"From “for sale” to “sold” in two weeks—thank you Zack Seltzer for guiding us to our new home!"
"The best realtor in Bay County! I could write a 1000 word essay about how great Zack is but we will just keep it short with 5 stars!!"
"Chandler and Zack at Seltzer Realty were exceptional in all phases of the house buying process. Chandler was extremely accommodating to our schedule when it came to looking at houses. We were on a limited time frame from out of state and he worked with us to meet our needs. After Chandler helped us find our dream home, he was on top of every detail, keeping us abreast of every detail, every docume
"Excellent service, very responsive and answered all my questions every time I texted."
"Team Seltzer! Zack and his team made this a seamless and easy process, brought a buyer and closed under 30 days!! From selling my house to purchasing a new lot, I could not have asked for a better team. Thank you Team Seltzer Jared Gorman"
"I had an exceptional experience with Zack when I purchased my first house. He was incredibly helpful and would highly recommend his services to anyone in need. I will definitely use his services again in the future. 10/10 service"
"Zack was fantastic. Buying from out of state was daunting but Zack’s responsiveness and dedication made it a breeze. He is always willing to go the extra mile, took us on multiple video walk throughs, chased down answers to all of our questions and proactively reached out with useful information the whole way through the process. He is the Realtor you have been looking for :)"
"Zack and Chandler were the best real estate team we have worked with through 20 years and 4 moves. They were prompt, professional, and personable. Don’t let their youth fool you. They know the real estate business. We were 500 miles away but Seltzer’s kept us informed with timely texts, calls, and emails. Chandler took us through at least 10 homes and answered every question we had. When we did th
"Zack did a great job helping us sell our condo. He quickly responded to my many questions and was always so kind and professional. Our buyer used a lender that required things we’d never heard of and Zack made sure I understood every step of the process. He was able to help us understand the current market and choose a listing price that would help us get it sold."
"Cindy and Zack have worked with us on multiple transactions. They have gone above and beyond to provide the service that we have grown accustomed to. Thanks for your help!"
"Zack and Cindy made our home purchasing process easy, fun and rewarding. We started out not knowing exactly what we wanted but Zack led us through the process over the course of several months and we eventually found a wonderful little home on the beach. It was such a joy to work with people who were so personable and friendly."
"Zack and Cindy went above and behind in both selling my house and getting me in a new one, even after closing they still made sure that I am satisfied and that the house and it’s features are working perfectly and that I have everything I need to be happy. I would highly recommend Seltzer Real estate"
"Cindy sold my lot in no time! Has also helped me search for properties and always goes above and beyond in finding out information. I will purchasing another property in the near future and would not use anyone else!!!!!"

© Zillow, Inc., 2006-2016. Use is subject to Terms of Use  What's a Zestimate?

"I had an exceptional experience with Zack when I purchased my first house. He was incredibly helpful and would highly recommend his services to anyone in need. I will definitely use his services again in the future. 10/10 service"
"Zack was fantastic. Buying from out of state was daunting but Zack’s responsiveness and dedication made it a breeze. He is always willing to go the extra mile, took us on multiple video walk throughs, chased down answers to all of our questions and proactively reached out with useful information the whole way through the process. He is the Realtor you have been looking for :)"
"Zack and Chandler were the best real estate team we have worked with through 20 years and 4 moves. They were prompt, professional, and personable. Don’t let their youth fool you. They know the real estate business. We were 500 miles away but Seltzer’s kept us informed with timely texts, calls, and emails. Chandler took us through at least 10 homes and answered every question we had. When we did th
"Zack did a great job helping us sell our condo. He quickly responded to my many questions and was always so kind and professional. Our buyer used a lender that required things we’d never heard of and Zack made sure I understood every step of the process. He was able to help us understand the current market and choose a listing price that would help us get it sold."
"Cindy and Zack have worked with us on multiple transactions. They have gone above and beyond to provide the service that we have grown accustomed to. Thanks for your help!"
"Zack and Cindy made our home purchasing process easy, fun and rewarding. We started out not knowing exactly what we wanted but Zack led us through the process over the course of several months and we eventually found a wonderful little home on the beach. It was such a joy to work with people who were so personable and friendly."
"Zack and Cindy went above and behind in both selling my house and getting me in a new one, even after closing they still made sure that I am satisfied and that the house and it’s features are working perfectly and that I have everything I need to be happy. I would highly recommend Seltzer Real estate"
"Cindy sold my lot in no time! Has also helped me search for properties and always goes above and beyond in finding out information. I will purchasing another property in the near future and would not use anyone else!!!!!"

© Zillow, Inc., 2006-2016. Use is subject to Terms of Use  What's a Zestimate?

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Past 3 Years Sales volume

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+ M

Record-Breaking Sales Year After Year

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Families served

Unmatched

Local Real Estate Knowledge

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The Complete Playbook

Buying a home

Buying a home

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